The Forbes World’s Billionaires list is always a hot item.  I love to read about the roots of billionaires and see how they carved their own path to success.  Below is a very cool infographic examining the backgrounds of the world’s billionaires.  Let’s break it down: Toss the first 30—they inherited their wealth.  Good for them. 17 started their own… Read more →

Debt: A Four Letter Word

The best way to stay out of debt is to not go into it in the first place.  Below is a Wall Street Journal article on what is happening to baby boomers in retirement and the tough decisions they are now having to face due to debt accumulation over the years. Here are a few great quotes on debt: –Paying… Read more →

How Much To Save For Emergencies?

  Preparing for the unexpected emergency seems impossible.  The main reason is it’s UNEXPECTED. You don’t know how much to save or what to prepare for because there is no warning for what’s going to happen. All the more reason to prepare. Waiting until the emergency happens is always too late.  66 million Americans do NOT have emergency savings. (Click… Read more →

Live on Less, Have More

  There are two ways to become financially independent: –Make a lot of money–Spend less In my career, I have tried to do both.  I have been WAY more successful with the first one.  We have been teaching our kids to live as long as you can on as little as you can. Below is a great article sent to me… Read more →

Controlling Your Future

  Market stability anywhere isn’t guaranteed, and neither is social security. Don’t count on the stock market or social security to create a comfortable retirement fund.  Below is an article that summarizes a report from McKinsey that looks into the future and sees lower returns.  With this in mind, we still control our own destiny.  Here are three things that… Read more →

What?? Over 20% of Americans believe they will be in debt FOREVER

What?!  See the below infographic for some crazy statistics about debt. A study by found that 21% of all Americans believe they will NEVER be able to pay off their current debt.   I can assure you that living The Fantastic Life does NOT include slaving away on paying your monthly debt until you die.  If you don’t have any debt or much debt—learn from… Read more →